Guest blog by Denise Duffield-Thomas You know the feeling you get when you do “that thing” around money AGAIN? Spend wildly on a new extravagance even though bills are due… Hoard every penny even though you really want to splurge on a vacation… Forgo a spa treatment because your daughter really wants that new pair of designer jeans… Whatever you do with money, I bet you don’t just do it once. Most of us have habits with money — some…