“Have you ever considered bankruptcy?” 🧐 My stomach dropped when she suggested that to me. I was having a chat with My Budget, exploring options to get me out of the hole I’d gotten myself into. 🕳️ I was sitting in my newly built house, not being able to afford toilet roll. No landscaping, no blinds, and concrete floors after living there for three years. How did I let this happen? 🥺 I’d spent almost 8 years at…

